Life Insurance

Employee Term Life Insurance

USURF pays the premium for one times annual salary rounded to the nearest $1, 000 to a maximum of $250,000. An employee may enroll in supplemental insurance up to a lesser of five time’s annual salary or $300,000 without evidence of insurability. In addition this can be increased in units of $10,000 to a maximum of $500,000 with evidence of insurability.

Dependent Term Life Insurance

You may enroll your spouse and dependent children in a number of term life insurance programs.

Basic life ($1.00/mo): $10,000 of coverage for spouse and $5,000 for dependents.

Employee and dependent life insurance options include double indemnity in case of accidental death.

Voluntary Dependent Life insurance for a spouse may be increased in units of $10,000 to a maximum of $250,000 (proof of insurability is required after $20,000). Dependent coverage may be increased in units of $5,000 to a maximum of $20,000 per dependent.